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.footer{background:#efefef;padding:60px 80px 30px}.footer-grid{grid-template-columns:repeat(3,1fr);gap:40px 100px;margin-bottom:40px;display:grid}.footer-grid ul{list-style:outside}.footer-grid li{color:#333;margin-bottom:10px;font-size:13px}.disclaimer{text-align:center;color:#555;max-width:1100px;margin:30px auto auto;font-size:14px}.disclaimer>a{color:#555;text-decoration:none}@media (max-width:900px){.footer-grid{grid-template-columns:1fr;gap:20px}.footer{background:#efefef;padding:20px}}